One Plan. Two Big Goals. Zero Guesswork.
At Mergent Advisors, we believe families deserve to make financial decisions with clarity and confidence—not confusion or regret. That’s why we created the OnePlan™ Method: a simple, coordinated process that connects today’s financial choices to tomorrow’s freedom.
Whether your top priority is building a work-optional lifestyle, funding college education, or preparing for the next generation, our OnePlan™ integrates it all into one strategy you can trust.
We Specialize in Solving the “College vs. Retirement” Dilemma.
Financial freedom isn’t just about hitting a number. It’s about knowing you can step away from work when you choose to, protect what you’ve built, and design a lifestyle that gives you real options. With OnePlan™, we help you:
- Build reliable income streams that support flexibility.
- Protect your freedom from unnecessary risks.
- Align your financial picture with the life you want to live.
The OnePlan™ Strategy — Our Signature 4-Step Process
Unlike traditional financial advice that separates college and retirement planning, our OnePlan™ Strategy brings everything together into one integrated roadmap.
Step 1: Assess & Align™
We map out your current financial life — cash flow, assets, goals, risks — and align your priorities for both college and retirement.
Step 2: Design the OnePlan™
We build one personalized strategy to fund education, grow income, and protect your future — all at once.
Step 3: Implement with Confidence™
We help you put the plan into action — coordinating your accounts, timelines, tax moves, and college strategy.
Step 4: Review & Realign™
We keep your plan updated and effective — adjusting for market shifts, tax law changes, and college costs as they happen.
With OnePlan™, you don’t have to guess what to do next.
You just follow the plan — and keep moving forward.
What You Can Expect From Working With Us
We don’t just give you charts and graphs. We give you clarity and confidence.
You’ll walk away with:
- A college funding plan built around your income, assets, and school choices
- A retirement income strategy that lasts — even if the market doesn't cooperate
- A custom timeline for what to do, when to do it, and how to stay on track
- A long-term relationship with a planner who’s not selling products — just solving problems
